The internet remembers

Settle the tab,
save the friendship.

Search a name. See the receipts. File a tab against anyone — they get notified, and the whole internet can see it. Settle up without a single awkward text.

Now live on iPhone. Free to download — search a name and settle up in seconds.

Global ledger · real-time

$0

— owed across 0 open tabs.

+4k Settle the tab
Settled

Riley settled

$18.00

for the Uber — paid in 20 min

Three steps. Zero awkward texts.

The process.

  1. 01

    File the tab

    Name, amount, what it was for. It hits the public ledger instantly — they don't even need an account.

  2. 02

    They get notified

    An email and a push land in their lap. The internet remembers when your Venmo request didn't.

  3. 03

    They settle up

    Pay, dispute, or ask for forgiveness — their call. The social pressure does the nagging for you.

Everyone has a Jake.

Real tabs. On the record.

OpenFiled 47 days ago

Jake owes you

$340.00

for the Cancún Airbnb

DisputedFiled 3 days ago

Devon owes you

$120.00

for concert tickets

SettledPaid in 6 hrs

Jasmine settled

$240.00

for the group trip

Built for getting paid back.

More than a reminder. A record.

Public ledger

Every open tab is searchable by name, @handle, or phone. Visibility is the whole point — it works on anyone.

Payback reputation

Settle fast and build a reliable-payer score with streaks. Reputation people can actually see.

⤿

Disputes & forgiveness

Not everyone who owes is a bad person. Dispute in good faith or ask forgiveness — fairness built in.

Split a bill

One dinner, one Airbnb, the whole group. Split it and file every share at once.

Auto-reminders

Set it and forget it. tab. nudges on a schedule so you never have to ask three times.

Home & lock-screen widgets

Your live ledger, who owes you, and your reputation — right on your home screen.

The ledger does the nagging.

Venmo requests go on read. Tabs don't.

Where you've beenWhat it misses
Venmo — a request in their notificationsRequires their account. Private. Easy to ignore.
Splitwise — a balance only you checkEveryone has to join. No pressure to ever settle.
The group chat — reactions, not paymentsThey heart the breakdown and pay nobody.
tab. — a public record anyone can searchOne-sided. No consent needed. Visibility does the work.

Questions, answered straight.

Does the person I file against need the app?

No. That's the point. You can file a tab on anyone — they get notified by email, and they only sign up if they want to respond.

Is this a debt collector?

No. tab. is a social accountability tool, not a debt collector or a credit bureau. Tabs are user-reported and informational — we add visibility, not legal force.

What if a tab against me is wrong?

You can dispute it. The filer can accept the dispute and close the tab, and you can always contest or request removal. Fairness is built into the flow.

How do people actually pay?

tab. links out to the payment apps you already use. When a tab is settled, it closes on the ledger and turns green — on the record, paid.

Is my information private?

We show only what's needed to settle up — last names are shortened on public views, and phone numbers are never shown. You control your own profile.

Where can I get it?

tab. is live on the App Store — download it free on iPhone and start settling up today.

End the awkwardness.

tab. is live on the App Store. Download it free and settle up in seconds.