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Tools for people who are owed money

Quick, free utilities for the awkward math and awkward messages of splitting bills and getting paid back. Everything runs in your browser. When you're ready to actually collect, that's what the app is for.

Calculator

Bill Split Calculator

Enter a total, add people, toggle tax and tip, and split evenly or by what each person ordered. See exactly who owes what.

Open calculator → Tracker

IOU Tracker

Log who owes you what and total your outstanding IOUs. Saved on your device — see how much you're quietly floating.

Open tracker → Generator

Awkward Debt Text Generator

Pick a vibe — chill, funny, passive-aggressive, or final notice — and get the perfect "hey, you owe me" text, ready to copy.

Write my text →

The tools do the math. tab. does the collecting.

File a tab and let auto-reminders get you paid back — without a single awkward text.

Download on theApp Store