IOU tracker
Log who owes you what and watch your running total — the money you're quietly floating for everyone else. When you're ready to actually get it back, make each IOU collectible in tab.
An IOU in a notes app never gets paid. Turn these into tabs that remind them for you.
Make them collectibleSaved only on this device (localStorage). Nothing is uploaded. Clearing your browser data clears the list.
Why a notes-app IOU never gets paid
Writing "Jake owes me $40" in your phone's notes is better than forgetting — but it's a diary, not a system. It never nudges Jake, it never expires, and it quietly grows as you cover one more Uber, one more round, one more group gift. Most people are floating far more than they think.
This tracker at least gives you the number. The next step is making it collectible: in tab., each IOU becomes a tab the other person can see, and auto-reminders do the awkward follow-up so you never have to send the "hey, remember that $40?" text.
Stop floating everyone's tab.
Move your IOUs into tab. and let auto-reminders collect while you get on with your life.
Download on theApp Store